New Construction

Know the status

• Completed homes, available now.
• Homes under construction, with estimated completion.
• Proposed homes or lots, which may change.
• Renderings — illustrations, not finished buildings.

Questions for any builder

• What's standard, and what's an upgrade?
• What's the warranty, and who handles claims?
• Can I bring an independent inspector at pre-drywall and final?
• What HOA documents and fees apply?
• Which jurisdiction issues permits and inspects?

Match the Monroe-area contract to the actual home

Ask for a written description of the parcel, floor plan, elevation, included features and any selected options. Compare that document with the model, rendering and sales conversation; display features may not be included in your agreement. Clarify how substitutions, change orders and site conditions are handled and who must approve additional costs before work proceeds.

Have your broker and attorney explain deposits, financing conditions, completion estimates and the consequences of delay. Ask what happens if the finished home differs from the agreed specifications or an inspection identifies unfinished work. Do not treat an estimated completion as a guaranteed moving date. Coordinate a backup plan for housing and storage without assuming the builder will cover those costs.

Verify permits and construction-stage inspections

Identify the actual jurisdiction through Union County property records and mapping, then ask the responsible permitting office about the permit and inspection process. A Monroe postal address does not by itself identify the authority. Ask what documentation establishes approval for occupancy and how you can confirm the status of the particular home before closing.

Discuss independent inspections early, including access at stages when work remains visible. A pre-drywall inspection may provide an opportunity to review accessible components before they are concealed; a final inspection addresses a different stage. Government inspections, builder quality checks and a buyer's independent inspection have different purposes. Ask your inspector what can and cannot be evaluated at each visit and arrange follow-up when necessary.

Review the finished lot and ongoing obligations

Walk the actual lot rather than relying on a model-home setting. Ask about grading, drainage, retaining features, property corners and utility locations. Consult FEMA flood maps and obtain appropriate survey information, while recognizing that flood mapping does not resolve every drainage concern. Ask the utility providers to confirm service arrangements and any buyer responsibilities.

Read the HOA declaration, budget, rules and available information about developer control or transition. Confirm maintenance boundaries and restrictions on fences, landscaping or exterior changes. Obtain the written warranty and learn how to submit a claim, what exclusions apply and who responds. Before closing, document incomplete items and discuss the enforceable completion arrangement with your attorney rather than depending on an informal promise.