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Monroe Living

Homes & Real Estate

Land & Vacant Lots

A lot isn't buildable just because it's for sale.

Start with jurisdiction

Determine whether the parcel is in the City of Monroe, another municipality or unincorporated Union County. That determines who answers every other question.

Test a Monroe-area building concept against the parcel

Describe the project before asking whether land is buildable: intended dwelling, accessory structures, access needs and any proposed division. Take that concept to the planning authority for the parcel. Confirm permitted use and ask which dimensional, environmental or approval questions need further review. A zoning label alone is not a complete feasibility determination for a specific site plan.

Commission appropriate survey work to understand boundaries, easements and the area available for improvements. Ask your designer or builder to consider setbacks, topography, access and wastewater constraints together rather than evaluating each in isolation. A parcel can have adequate total area yet lack a practical building envelope. Do not order a final house plan on the assumption that every lot can accommodate it.

Obtain service answers beyond a roadside utility line

Contact the actual water, sewer and electric providers with the parcel identifier and proposed use. Ask for availability, capacity, connection requirements, extension responsibilities and written cost information where they can provide it. A nearby pipe or power line does not establish a right to connect or an affordable route across someone else's land.

Where well or septic systems are needed, consult the responsible county office and qualified evaluators about the required site review. Soil conditions, proposed use and available area matter; a neighboring property's system does not prove suitability on this parcel. Ask what approvals remain outstanding, how your design affects them and whether further testing is needed. Distinguish a preliminary conversation from an issued permit or binding service commitment.

Sequence land due diligence before closing

Have an attorney review title, recorded restrictions and legal access, and ask a surveyor to address physical boundaries and encroachments. Verify driveway approval requirements with the responsible road authority rather than assuming frontage permits an entrance anywhere. Ask how construction equipment will reach the building site and whether access easements support the intended use.

Consult FEMA flood mapping and seek appropriate professional advice about drainage, wetlands and site disturbance. Online layers do not establish every field condition. Use your contract's investigation period to collect written responses, estimates and specialist reports; discuss deadlines and unresolved risks with your broker and attorney. Build a feasibility budget that includes site preparation and connections, not merely the land purchase and the house. Pause if a critical approval remains uncertain.

Land checklist

  1. 01Boundary survey and any encroachments.
  2. 02Legal road access and driveway permits.
  3. 03Easements — utility, access, drainage.
  4. 04Zoning and permitted uses.
  5. 05Setbacks and buildable area.
  6. 06Water and sewer availability, or well and septic suitability (soil evaluation).
  7. 07Drainage, wetlands and topography.
  8. 08FEMA flood mapping for the parcel.
  9. 09Recorded covenants and restrictions.
  10. 10Agricultural uses or present-use tax status, where relevant.
  11. 11Construction access for equipment and deliveries.

Frequently asked

Does a tax parcel prove I can build a house?
No. A parcel record identifies property for administrative purposes, not a complete building approval. Legal access, land use, site constraints, service arrangements and required permits still need review. Ask the responsible offices about your specific proposal and keep copies of the answers and any conditions attached.
Are county GIS lines sufficient for placing a driveway?
No. GIS is useful for orientation and research, but construction placement requires appropriate survey information and approvals. Ask about easements, drainage and the road authority access requirements. A visible track or existing gate does not independently establish a legal or approved entrance for your intended project.
What if the seller says the lot previously passed a test?
Request the actual report or permit and ask the issuing office whether it applies to your proposed use and remains usable. Check conditions, site location and any additional review needed. A verbal statement or an evaluation for a different design should not substitute for current, parcel-specific confirmation.

Sources and official resources

Last reviewed October 18, 2026. Official resources change; confirm current details at the source.

Your Next Chapter

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Land questions often turn into building questions. Talk with an agent about the parcel and with Peters Custom Homes about what it could become.

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Last reviewed October 18, 2026 · Monroe Living Editorial

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